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Drone Hull Insurance
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Introduction
Unlike aviation liability insurance (which is mandatory), drone hull insurance is optional.
If you’ve invested thousands in a drone, it makes sense to protect it against damage to your own aircraft. Drone hull insurance provides this first-party cov
If you’ve invested thousands in a drone, it makes sense to protect it against damage to your own aircraft. Drone hull insurance provides this first-party cov
Scope of cover
- Fire, lightning, sabotage, operating errors, mishandling, theft, fly-away and more (see terms and conditions)
- Increased-risk filming locations (e.g. cliffs, sports boats) included
- Claims settlement based on repair costs or replacement value (not just current market value), less the agreed excess
- Territorial scope optionally in Europe or worldwide
Advantages
- Drone no longer responds / fails to return: recovery is not required for a claim
- Drone crashes into water or a ravine: replacement value is insured
Details
- Drones up to 25 kg maximum take-off weight
- Deductible: €250 per claim; 10% in the event of theft
- Camera/payload and accessories also insured up to €2,500 while in use — higher limits available on request
You can find more information here: https://drohnen-versicherung-service.de/eip/pages/drohnen-kasko.php
Note: This is a simplified overview. Exact terms, limits, deductibles and exclusions depend on the insurer/tariff and are set out in the policy documents.